RESOURCES

We’ve collected a few useful resources to help you become a savvier homebuyer.

Ask Consumer Financial Protection Board

The CFPB offers impartial answers to hundreds of financial questions.
Visit ConsumerFinance.gov/AskCFPB

About Owning a Home

CFPB has a handy guide with many resources for home buyers.
Visit ConsumerFinance.gov/Owning-A-Home

Information on Reverse Mortgages

If you’re considering a reverse mortgage, make sure you know all your options by reading this handy guide and speaking directly to a housing counselor.
View Reverse Mortgage PDF

Find a Housing Counselor

Here’s an easy way to find a federally-approved housing counselor near you.
Visit ConsumerFinance.gov/Find-A-Housing-Counselor

The National Flood Insurance Program

If your home is in the Gulf South, you are likely required to hold flood insurance. Find out why, and how to get it, on FEMA’s website.
Visit FEMA.gov/National-Flood-Insurance-Program

How To Get a Mortgage

Some general guidelines on how to qualify for a mortgage as a contractor, freelancer, or entrepreneur
Visit EMFloans.com/How-To-Get-Mortgage-With-1099

FAQ

Curious about EMF? It’s only natural. Here are some of the most common questions our clients want to know.

WE OFFER NUMBEROUS OPTIONS FOR PURCHASING AND REFINANCING MORTGAGES:

  • Owner Occupied

  • Second Homes

  • Non-Owner Occupied

  • Multi-Unit Properties

  • Investment Properties

  • Business Loans

  • Expanded Ratios